Florida Department of Highway Safety and Motor Vehicles Home | Español | Driver License | Vehicle Tags & Titles | Florida Highway Patrol | Contact Us | Forms | Office Locations

Insurance Questions Asked by Military Personnel/Students

Your Driving Privilege Menu


  I am in the military in another state and my spouse is with me, but she is not in the military. The vehicle we have is registered in my spouse's name. Is insurance from Florida required?

No. You will be required to provide a copy of the member's out-of-state military orders along with a statement stating the vehicle is with you at each renewal.

I am in the military assigned out-of-state and my vehicle will be stored in Florida until I return. Must I maintain my Florida insurance policy?

Yes. As long as the vehicle remains in Florida with a valid tag and registration you will be required to maintain coverage. However, you may surrender your tag and registration to the nearest Florida driver license office or tag agency until you return to Florida, if you do not want to maintain the Florida insurance coverage.

I am in the military on active duty outside the United States. Am I required to have Florida coverage on my Florida registered vehicle?

No, as long as your name is on the registration as owner or co-owner, and your car is with you. You will be required to provide a copy of your out-of-state military orders to the Department of Highway Safety and Motor Vehicles and a statement stating the vehicle is with you.

Questions from Students

I am a Florida resident who has a vehicle registered in Florida but am attending school in another state. Am I required to have Florida automobile insurance?

Yes. For all vehicles registered in Florida, you must have Florida insurance coverage. If the vehicle is continuously maintained in the state in which you are at school, you must talk to your insurance agent. Many insurance companies will only write coverage for the state of residence, where the car is expected to be maintained. Your Florida coverage may not be valid if they found that the vehicle is primarily maintained in another state. If you intend to stay in that state for three or four years, you may have to transfer your registration and insurance to that state. Your agent can help you with these questions.



FLORiDA Card : More than a license
Go Renew : Renew Online
Gather. Go. Get.
OASIS : Make an Appointment
Link to MyFlorida.comMyFlorida.com       Privacy Statement | Disclaimer

Copyright ©2009 State of Florida