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Protect Yourself Against Staged Crashes

An alert driver can avoid a crash.

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By knowing more about staged crash fraud schemes, motorists can avoid fraud schemes. The Division of Insurance Fraud, National Insurance Crime Bureau and the Florida Highway Patrol have collaborated to help stop staged crashes in Florida.

link to Swoop and Squat demonstration
Swoop and Squat
link to Panic Stop demonstration
Panic Stop
link to Drive Down demonstration
Drive Down

Reporting Fraud

Call your local, county or state law enforcement office.

To report suspicious crash activity, contact the NICB in the following three ways:

  • Text “FRAUD” and your tip to TIP411 (847411)
  • Call 1800-TEL-NICB (1-800-835-6422)
  • Submit a form on www.nicb.org

You also may call the Department of Financial Services, Fraud Division Hotline at 1-800-378-0445 if you suspect fraud. You may be eligible for a reward of up to $25,000 through DFS.


VIDEO: new2The Florida Highway Patrol demonstrated staged crashes.
Common cause crash schemes to look out for:
Swoop and Squat
Panic Stop
Drive Down
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